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The Department of Revenue is the primary agency for collecting tax revenues that support state and local governments in Mississippi. This website provides information about the various taxes administered, access to online filing, and forms. The Department of Revenue is responsible for titling and registration of motor vehicles, monitoring ad valorem assessments throughout the state to ensure consistent appraisal and valuation of properties among the municipalities and counties of the state, enforcement of Mississippi's Prohibition and Local Option Law and operating as the wholesale distributor of alcoholic beverages.

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As Congress deliberates on disbursing a second round of economic relief to small businesses and individuals suffering in the wake of COVID, Ward 6 Jackson City Councilman Aaron Banks expressed concerns about how majority-black communities and black-owned businesses were left out of the first round.

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File Photo by Imani Khayyam. While Congress deliberates on the next round of stimulus funds, the National Urban League is lobbying the federal government to ensure that subsequent relief efforts include minority-owned small businesses and unbanked business owners, among other populations that were largely left out of the first round of the CARES Act.

Majority-black communities and businesses, he pointed out, are often the last to find out about how to apply for relief opportunities. By the time business owners and residents in his ward and elsewhere in Jackson had found out about loans and grants, the money had already tapped out, Banks said. In addition to the confusing messaging from state and federal governments, many of his constituents do not have access to the internet or basic cable service, thus worsening the communication gap.

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To date, the Donald Trump administration has not released names of all companies that have benefited from governmental relief. Racial Disparities in Bank, Credit Access.

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Meanwhile, the economic fall-out of the pandemic continues to wreak havoc on workers and small business owners in Mississippi, where more than half of residents do not have enough cash to survive without an income for more than three months. As is the case frequently during times of crisis, communities of color are bearing the brunt of the negative consequences of the pandemic.

Nearly three out of four black Mississippians cannot survive beyond three months without an income. Many lower-income workers do not use banks or file taxes.

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Lower-income small-business owners and black-owned businesses may not have relationships with traditional private banks, which proved to be effective ways to get SBA-backed loans this past month. Repeated studies have shown that black business owners struggle ificantly more to secure loans than white applicants. Eastern a. Central for those filers to update their info. Across the country, the racial disparities were ificant: More than one out of every three black and Hispanic households reported not having mainstream credit, compared to fewer than one in six white households.

Covid business & non-profit relief resources

National racial disparities are on display in Jackson. More than one in three households in Jackson are either unbanked or underbanked, meaning that they do not have sufficient access to lines of credit, loans, the ability to cash checks or other bank offerings—the highest rate in the nation.

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Seventeen percent of households in Jackson do not have a bank at all. Small business owners in Jackson and throughout the country are struggling to access governmental relief in the wake of the pandemic. In addition to the lengthy waiting period for approval, the Payroll Protection Plan and Economic Injury Disaster Loans, or EIDL, that the federal government had promised every small business owner, beginning on March 27, swiftly ran out.

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On the afternoon of April 20, the U. The philanthropic and corporate-backed fund aims to support small businesses that have three to 20 employees and are located in zip codes that are disproportionately suffering from the economic fall-out from COVID pandemic. But applications for the short-term grant had already closed by the following morning. As lawmakers convene around disbursing an additional round of PPP funds, the Mississippi Secretary of State Office is urging Mississippi small business owners who have not yet applied for relief to prepare their PPP applications.

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If the bill passes through the Senate, the House could vote on it as early as Thursday, April Advocates and small-business owners in the state have pointed to several blind spots and restrictions in the CARES Act relief package. Business owners and lawmakers are criticizing the requirement that small-business owners obtain SBA loans through private banks, which has resulted in some loan applicants bringing lawsuits against big banks around the country.

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Last week, U. District Court Judge Stephanie Gallagher refused to grant a restraining order against Bank of America after Maryland business owners filed a federal class-action lawsuit against it. The bank was prioritizing existing clients, the plaintiffs argued.

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On April 19, California business owners filed a lawsuit against JP Morgan Chase, alleging that the bank favored applicants who requested higher loan amounts. Small businesses employ more than In its report, the association recommended several policy solutions, including but not limited to more robust technical support for local financial institutions and chambers of commerce as they reach out to businesses in need and ensuring that subsequent stimulus funding reaches businesses with fewer than 20 employees.

City reporter at [ protected] and follow her on Twitter at SeymaBayram0.


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Racial Disparities in Bank, Credit Access Meanwhile, the economic fall-out of the pandemic continues to wreak havoc on workers and small business owners in Mississippi, where more than half of residents do not have enough cash to survive without an income for more than three months. Comments Use the comment form below to begin a discussion about this content. Top Stories. Recent Comments see recent 25 ».